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One of our business protection team specialists will contact you as soon as possible. If you do not hear from us soon enough, please feel free to call us on
. In the meantime, here are answers to some of our most frequently asked questions.Who is a key person?
The simplest definition of a key person is someone whose death or critical illness would cause significant financial loss for your business. If you think that is the case, then they are key to your business and it is possible to purchase insurance to help cover potential losses.
When thinking about partnership protection, how much cover will we need?
The amount of cover you should have, should reflect the value of your share of the business. It should be a reflection of turnover or profit - we’ll discuss this with you to make sure you get the right level of cover for your needs.
Should protection policies be written in trust*?
Your policy should be written in trust because this ensures the right people swiftly receive the money in the event of a claim – essential at a time when a smooth transition for the business is crucial. We will help you get the right trust for you, your employees and your business.
*Trusts are not regulated by the Financial Conduct Authority