Not many people like to talk about death and even though you never know what’s around the next corner, for some people the thought of considering buying life insurance fills them with dread, for others it may seem daunting, dear and dull. As a broker who advises people about life... Read More
Millions of hard-working couples are ill-prepared for financial shocks
Latest research from LV= has found that there are 3.2 million working couples in Britain that are open to financial ruin if one of the two loses their earnings. They have classed this group as ‘Double Income, No Option’ households (DINOs) which means they are dependent on two incomes to... Read More
Mums are like buttons…They hold everything together
It’s almost Mother’s Day when, on the fourth Sunday in Lent, that’s the 11th March this year, many of us will be showing our true love and appreciation to our Mums with chocolates, flowers, and breakfast in bed. If you’re a mum, the things you do are valued and they... Read More
ESSENTIAL INSURANCE ‘GOLD’ CUSTOMER SERVICE AWARD FOR THIRD CONSECUTIVE YEAR
15th February 2018, Essential Insurance is proud to have won the Feefo Gold Service award for a third consecutive year. The award is an independent seal of excellence that recognises businesses for delivering exceptional experiences, as rated by real customers. Created by Feefo, Trusted Service is awarded only to those... Read More
‘It would be a crime to ignore life insurance’
"It would be a crime to ignore life insurance" was the attention-grabbing headline, published earlier this week by The Sunday Times, accompanied with an image of Walter White from the hit TV series Breaking Bad. Suitably so, because in the series White turned to crime, after being diagnosed with terminal... Read More
How life insurance could help you achieve your New Year resolutions
According to a survey conducted by YouGov in December last year, 1 in 5 Brits intended to make New Year resolutions – 25% of all women surveyed. Although, YouGov also reports that in 2017 a quarter of those who made resolutions failed to keep to any of them! In fact,... Read More
Keeping wealth in the family
There are more millionaires than ever before in the UK - only China, the US and Japan have more, according to Coutts. A survey released earlier this year by Boston Consulting Group found that around 821,000 households in the UK are millionaires, with a combined wealth of £6.5 trillion, up... Read More
Self-employed workers risk losing money due to lack of personal protection
If you’re self-employed, or thinking about going down that road, the Money Advice Service recommend that you consider your personal insurance options. This is because when you’re self-employed you don’t have an employer to rely on for sick pay - so you need to think about what will happen if... Read More
Protect your biggest asset – your income
If you're one of the 32.14 million people in work in the UK, earning an average weekly wage of around £505 and working an average 37 hours a week, you're probably grateful that you're taking home enough money to pay the mortgage or rent, other household bills and able to... Read More
2 million people in the UK are off work due to long-term sickness
The employment rate (the proportion of people aged from 16 to 64 who are in work) is at its highest since comparable records began in 1971 – there are 32 million of us working. But sadly, 2 million people are not in work due to long-term sickness, according to the... Read More