Whether it’s our no nonsense straight talking or willingness to take care of paperwork for you or our relentless searching for the right policy to meet your needs and your budget, here at Essential Insurance, we’re all about making buying life insurance a little easier. We all need time to... Read More
Is It Better To Use A Broker For A Life Insurance Quote?
If you wanted to buy a new car seat for your child to use in the car, you would probably ask your friends or family with children to see what car seats they had purchased. You might do some research online to see what types of car seat were available, at... Read More
Random Acts of Kindness – Pay it Forward
Whilst fumbling around at the bottom of my handbag to find any loose change that may be hiding to pay for a car park, I was overwhelmed by one woman’s act of kindness. I didn’t know this woman, she was a complete stranger but to spare my further frustration she... Read More
Life Cover – A Must For Millenials
Survey shows age group are most likely to rank life insurance as ‘important’. Picture the scene; a smartly dressed, sensible saver, approaching retirement whilst reading the paper – sits across from a tech-savvy, TV-watching, Emoji-using Millennial who is clicking away on their smartphone. Which of these two typecasts would you... Read More
Lessons In Life Insurance
Industry Calls For Protection Education in Schools Industry experts are proposing that insurance and protection are classed as a ‘financial skill’ and should be made a key module in personal finance education. As of September last year, for the very first time, personal finance education became part of the UK’s... Read More
Mind The Gap!
Around 6 million British homes at risk - mortgages potentially left unpaid, as individual’s cover remains inadequate. Many Britons are leaving themselves vulnerable to the potential shortfalls of the so-called ‘life assurance protection gap’. This is where life insurance payouts fail to meet the costs that the policyholder originally intended... Read More
What Tops Your List of Essentials?
Broadband beats insurance on shoppers’ priority list. When it comes to shopping, which items would you say come top of your list? Food? A nice home? What about technology items, such as broadband or your mobile phone? Or what about peace of mind? In an ideal world, protection products would... Read More
Little Ones Encourage Cover
Survey finds more people pay for protection when they have young children. Recent research into young families has found almost half (42%) of parents take out some form of life insurance, and around a fifth have made a will. A study commissioned by Aviva found that people in the UK... Read More
Don’t Ever Ask ‘Doctor Google’!
The current trend for online self-diagnosing proves bad for our health, as more and more people are misinformed. If you’re feeling under the weather, what’s the first thing you do? Have a hot lemon? Hunt out the Paracetamol? Contact your local GP? Or consult Dr. Google? Increasing numbers are turning... Read More
Want To Live A Longer, Healthier Life? Be Happy!
Happiness is your body’s way of saying ‘Well done, keep going.’ It’s a common assumption that smiling happy people generally outlive their grumpy counterparts, Essential we are taking a look at the science behind it. Have a read below and see if you can turn that frown upside down, you... Read More