Earlier this year, government statistics unveiled a troubling surge in unexpected deaths across the UK, prompting widespread media coverage, expert scrutiny, and even parliamentary debate. Amidst these discussions, experts in The Lancet shed further light on the unexpected deaths among adults aged 50 to 64, with mortality rates surpassing expectations... Read More
The cost of living without protection insurance
Without doubt current cost-of-living crisis is hitting us hard. According to a Government report published in June this year, around three in four adults (77%) reported feeling very or somewhat worried about the rising costs of living and already around 60% of adults have reported spending less on non-essential items... Read More
Essential information: why choose to protect your income?
Nobody wants to worry about how they'll pay their mortgage, rent or bills if you get sick or injured and can't work. However, over the course of a year (pre-Covid), around 1.4m working-aged people have at least one sickness absence lasting four weeks or longer – that’s 1 in 25... Read More
Essential information: why choose protection cover?
According to Financial Conduct Authority (FCA) estimates, there are over 16 million UK adults who have already bought a life insurance policy, but far fewer people take out critical illness cover or income protection. Sharon lived a normal and healthy life and was working for a large company as Head... Read More
Protecting your family’s future in times of crisis
As we meander our way out of the pandemic towards a state of near normality, who'd have thought that we would fast forward straight into the path of yet another crisis that will cause us to question once again how can we protect our families? This weeks news is of... Read More
Insurers will pay out £2.5bn for coronavirus claims made in 2020
According to the latest estimates from the Association of British Insurers (ABI) its members expect to pay up to £2.5 billion for Covid-19 insurance claims incurred in 2020. Previously we reported that Lloyd’s had estimated a £500 million cost of UK Covid-19 claims, taking the current overall estimate up to... Read More
A third of UK homeowners with a mortgage direct from a lender have no protection policy in place
Legal & General Mortgage Club has revealed that over a third (34%) of consumers who purchased their mortgage direct from a lender have absolutely no protection policy in place, such as Life Insurance, Critical Illness Cover or Income Protection. The research, which included a survey of over 2,000 UK homeowners,... Read More
UK employment rate at record high
The latest figures released by the Office for National Statistics (ONS) show that UK employment levels have reached a record high - the UK employment rate was estimated at 76.1%, the joint-highest on record. Jobs requiring more qualifications, particularly in sectors like technology and science, continued to show the biggest... Read More
Record protection payouts recorded – proving it does pay to be insured!
If you’ve ever doubted, or wondered whether if the worst did happen, you’d get a successful payout if you, or your family, ever had to make a claim, you need not worry. New figures released today by the Association of British Insurers (ABI) and Group Risk Development (GRiD) show that... Read More
Could you bounce back from an unexpected income shock?
We live in an increasingly uncertain world. In fact, for more and more people in the UK, economic insecurity has become the ‘new normal’ with at least 70% of the UK’s working population ‘chronically broke’, according to a recent study reported in the Guardian. The truth it seems is that... Read More