Sadly, by the age of 16, around 1 in 20 young people will have experienced the death of one or both of their parents according to the childhood bereavement network. As a parent, it’s heart-breaking to think that at least one of my daughter’s classmates may end up going through such... Read More
“That feeling… knowing the people you care about will always be looked after – priceless!”
Not many people like to talk about death and even though you never know what’s around the next corner, for some people the thought of considering buying life insurance fills them with dread, for others it may seem daunting, dear and dull. As a broker who advises people about life... Read More
Mums are like buttons…They hold everything together
It’s almost Mother’s Day when, on the fourth Sunday in Lent, that’s the 11th March this year, many of us will be showing our true love and appreciation to our Mums with chocolates, flowers, and breakfast in bed. If you’re a mum, the things you do are valued and they... Read More
ESSENTIAL INSURANCE ‘GOLD’ CUSTOMER SERVICE AWARD FOR THIRD CONSECUTIVE YEAR
15th February 2018, Essential Insurance is proud to have won the Feefo Gold Service award for a third consecutive year. The award is an independent seal of excellence that recognises businesses for delivering exceptional experiences, as rated by real customers. Created by Feefo, Trusted Service is awarded only to those... Read More
‘It would be a crime to ignore life insurance’
"It would be a crime to ignore life insurance" was the attention-grabbing headline, published earlier this week by The Sunday Times, accompanied with an image of Walter White from the hit TV series Breaking Bad. Suitably so, because in the series White turned to crime, after being diagnosed with terminal... Read More
How life insurance could help you achieve your New Year resolutions
According to a survey conducted by YouGov in December last year, 1 in 5 Brits intended to make New Year resolutions – 25% of all women surveyed. Although, YouGov also reports that in 2017 a quarter of those who made resolutions failed to keep to any of them! In fact,... Read More
Keeping wealth in the family
There are more millionaires than ever before in the UK - only China, the US and Japan have more, according to Coutts. A survey released earlier this year by Boston Consulting Group found that around 821,000 households in the UK are millionaires, with a combined wealth of £6.5 trillion, up... Read More
Self-employed workers risk losing money due to lack of personal protection
If you’re self-employed, or thinking about going down that road, the Money Advice Service recommend that you consider your personal insurance options. This is because when you’re self-employed you don’t have an employer to rely on for sick pay - so you need to think about what will happen if... Read More
12 million UK adults suffer hardship due to unexpected ill health or death
Research from Aviva shows, almost a third (31%) of UK adults have experienced temporary or permanent leave from work due to ill health, a cancer diagnosis or even a death of a long-term partner. Sadly, more than three quarters (77%) of these have seen their finances suffer, equivalent to 12.3... Read More
Widowed parents and children lose out under new scheme
In April, the Bereavement Support Payment was introduced, replacing the Bereavement Payment, Widowed Parent’s Allowance and Bereavement Allowance. Intended to provide a more streamlined benefit, the net gainers of this benefit are those under 45 with no children, with the losers of this new payment those with children, particularly those... Read More