The Elephant In The Room: Talking About Life Insurance
It’s not exactly a round-the-dinner-table topic – discussing life insurance can seem daunting at any time. The thought of dying isn’t a nice one, but unfortunately, it’s one that may have to be confronted should you want to safeguard your family’s future. Dealing with this harsh reality is essential for... Read More 
Life Cover – A Must For Millenials
Survey shows age group are most likely to rank life insurance as ‘important’. Picture the scene; a smartly dressed, sensible saver, approaching retirement whilst reading the paper – sits across from a tech-savvy, TV-watching, Emoji-using Millennial who is clicking away on their smartphone. Which of these two typecasts would you... Read More
Lessons In Life Insurance
Industry Calls For Protection Education in Schools Industry experts are proposing that insurance and protection are classed as a ‘financial skill’ and should be made a key module in personal finance education. As of September last year, for the very first time, personal finance education became part of the UK’s... Read More
Office Workers Worst Off for Wellbeing
New stats show that white-collar work is working against us. Office jobs have had their fair share of bad press recently, but now a study has found the situation could be even worse than reported – over a third of office workers spend less than an hour a week on... Read More
Mind The Gap!
Around 6 million British homes at risk - mortgages potentially left unpaid, as individual’s cover remains inadequate. Many Britons are leaving themselves vulnerable to the potential shortfalls of the so-called ‘life assurance protection gap’. This is where life insurance payouts fail to meet the costs that the policyholder originally intended... Read More
What Tops Your List of Essentials?
Broadband beats insurance on shoppers’ priority list. When it comes to shopping, which items would you say come top of your list? Food? A nice home? What about technology items, such as broadband or your mobile phone? Or what about peace of mind? In an ideal world, protection products would... Read More
Little Ones Encourage Cover
Survey finds more people pay for protection when they have young children. Recent research into young families has found almost half (42%) of parents take out some form of life insurance, and around a fifth have made a will. A study commissioned by Aviva found that people in the UK... Read More
Don’t Ever Ask ‘Doctor Google’!
The current trend for online self-diagnosing proves bad for our health, as more and more people are misinformed. If you’re feeling under the weather, what’s the first thing you do? Have a hot lemon? Hunt out the Paracetamol? Contact your local GP? Or consult Dr. Google? Increasing numbers are turning... Read More
Want To Live A Longer, Healthier Life? Be Happy!
Happiness is your body’s way of saying ‘Well done, keep going.’ It’s a common assumption that smiling happy people generally outlive their grumpy counterparts, Essential we are taking a look at the science behind it. Have a read below and see if you can turn that frown upside down, you... Read More
Case Study: Where Death-in-Service Isn’t Sufficient
Last week, we discussed the shortfalls of life insurance provided by employers, today we’re taking a look at a case study – one that demonstrates the disastrous consequences that can arise from not having enough life protection. Many people assume adequate cover will be offered through their employment, however this is... Read More