It does pay to be insured
If you’re thinking about taking out life insurance, we understand that you may have concerns about the likelihood of a successful payout if you, or your family, ever had to make a claim. We’ve all heard the horror stories, but thankfully these are very few and far between and that’s... Read More 
LIFE HAPPENS – LET’S TAKE CARE OF IT
Sadly, by the age of 16, around 1 in 20 young people will have experienced the death of one or both of their parents according to the childhood bereavement network. As a parent, it’s heart-breaking to think that at least one of my daughter’s classmates may end up going through such... Read More
“That feeling… knowing the people you care about will always be looked after – priceless!”
Not many people like to talk about death and even though you never know what’s around the next corner, for some people the thought of considering buying life insurance fills them with dread, for others it may seem daunting, dear and dull. As a broker who advises people about life... Read More
Millions of hard-working couples are ill-prepared for financial shocks
Latest research from LV= has found that there are 3.2 million working couples in Britain that are open to financial ruin if one of the two loses their earnings. They have classed this group as ‘Double Income, No Option’ households (DINOs) which means they are dependent on two incomes to... Read More
Mums are like buttons…They hold everything together
It’s almost Mother’s Day when, on the fourth Sunday in Lent, that’s the 11th March this year, many of us will be showing our true love and appreciation to our Mums with chocolates, flowers, and breakfast in bed. If you’re a mum, the things you do are valued and they... Read More
ESSENTIAL INSURANCE ‘GOLD’ CUSTOMER SERVICE AWARD FOR THIRD CONSECUTIVE YEAR
15th February 2018, Essential Insurance is proud to have won the Feefo Gold Service award for a third consecutive year. The award is an independent seal of excellence that recognises businesses for delivering exceptional experiences, as rated by real customers. Created by Feefo, Trusted Service is awarded only to those... Read More
‘It would be a crime to ignore life insurance’
"It would be a crime to ignore life insurance" was the attention-grabbing headline, published earlier this week by The Sunday Times, accompanied with an image of Walter White from the hit TV series Breaking Bad. Suitably so, because in the series White turned to crime, after being diagnosed with terminal... Read More
3 in 10 of all British SMEs have experienced loss of a key employee due to serious illness
Construction giant Carillion is the latest company to hit the headlines for going into liquidation, with claims that the company is crippled by debts and thousands of jobs are at risk. However, stories like this are not isolated. According to the latest Insolvency Service figures for corporate insolvencies, in the... Read More
How life insurance could help you achieve your New Year resolutions
According to a survey conducted by YouGov in December last year, 1 in 5 Brits intended to make New Year resolutions – 25% of all women surveyed. Although, YouGov also reports that in 2017 a quarter of those who made resolutions failed to keep to any of them! In fact,... Read More
Is your business protected?
Have you ever stopped to think about what might happen to your business if you lost one of your key members of staff? You might already have insured your premises, equipment and stock, but what about the people who play the biggest part in your organisation’s success? For example, if... Read More